No one likes to think that something bad will happen to them. But each year close to a million people find themselves unable to work due to a serious illness or injury. If you couldn’t work due to a serious illness, how would you manage? Could you survive on savings, or on sick pay from work? If not, you’ll need some other way to keep paying the bills and you might want to consider income protection insurance. We can talk to you about arranging valuable protection to give you peace of mind.
State benefits almost certainly won’t be enough to replace your income if something goes badly wrong. If you’re eligible, welfare benefits range from around £70 a week to just over £100 a week, depending on your circumstances (i.e. whether or not you have children, a certain level of savings, or if your partner works).
Life insurance is a policy that pays out an amount of money if the person covered dies. In the same way that home insurance covers your property, life insurance covers your life.
The specifics of any policy we can arrange will vary from insurer to insurer and policy to policy and your individual circumstances. We will assess your situation and give you sound advice on the most suitable form of protection for you.